THE PROCESS

Learn how our simple, systematic process works.
As easy as 1-2-3.

STAGE 1

Fill out a credit application with HSF.

STAGE 2

After credit approval, complete lending contract.

STAGE 3

Loan to be paid through Escrow upon sale of home.

THE PLAN

You are on the path to selling your home successfully without the burden of paying upfront costs.

PREPARE YOUR HOME FOR SALE WITHOUT THE UPFRONT FINANCIAL OBLIGATION

We will finance most anything you need to help sell your or your clients home faster:

Staging  |  Painting  |  Landscape Upgrades  |  Home Repairs  |  Renovations  |  Marketing Expenses

We can finance all of it!

48 HOUR

LOAN APPROVAL

ALL FEES

PAID THROUGH ESCROW

*The Origination Fee is Based on the Following Factors

Credit Report  |  Real Estate Comp Report  |  Underwriting  |  Title Review  |  Loan Documents  |  Loan Processing  |  Post-Funding Audit  |  Escrow Payoff  |  Wire Transfers

THE FINE PRINT

If client chooses to end staging agreement prior to home selling, stager removes product from home, and client has 15 days to pay balance due, or can term out the agreement over 12 months at 19% interest rate charged monthly to credit card on file.

DISCLOSURE

In certain circumstances, loan repayment, origination fees and interest will be paid directly by the consumer, and not out of escrow. See the Home Staging Financial (“HSF”) Loan Services Agreement for details on when payment will, and will not, be paid out of escrow.

In most circumstances, loan determinations will be made within 48 hours; however, circumstances may vary, and no guarantee is made as to the length of time it will take to make a determination, or that such determination will be an approval. Loan determinations will be made on case-by-case basis, and will only be considered after an HSF credit application has been submitted. HSF reserves the right to deny credit to any consumer.

This example is used for illustrative purposes only. This example depicts a 3-month loan term where only the initial staging fee, and not any subsequent rent, is financed. Loan term amount financed and interest rates may vary and will be based on approved credit, as determined by HSF. HSF is a separate business from Meridith Baer Home (“MBH”), and approval by MBH does not guaranty or imply that HSF will provide financing.